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A mortgage calculator is just the beginning. Get expert guidance on your home-buying journey with a free consultation from a trusted real estate agent. Our agents are here to assist you.
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Frequently Asked Question
Whether you`re a first-time homebuyer or simply exploring your options, here are some of the most common questions about mortgages and using our calculator.
How much house can I really afford?
Great question! While a mortgage calculator gives you a quick estimate of monthly payments, it`s just part of the picture. A real estate agent can help you understand total costs, including closing fees, property taxes, insurance, and local market conditions, so you don`t end up overstretching your budget.
Do I need a real estate agent to buy a house?
Technically, you can buy a home without an agent — but having a knowledgeable agent on your side makes a huge difference. They negotiate on your behalf, help you navigate paperwork, and protect your interests throughout the process. Plus, as a buyer, you usually don`t pay their commission — the seller does!
How much should I put down for a house?
It depends on the loan type and your financial situation. Some loans let you put down as little as 3-5%, although 20% is often ideal to avoid extra fees like private mortgage insurance (PMI). A real estate agent can connect you with trusted lenders to explore your best options.
What`s the first step to buying a home?
The best first step is to connect with a trusted real estate agent who can guide you through the process. They`ll help you get pre-approved for a mortgage, understand your budget, and start finding homes that fit your needs — making the journey less stressful and more successful.
